About My Crisis Cost

Free, independent tools to help households understand the real financial impact of oil price crises.

Why This Exists

When oil prices spike due to geopolitical events, the impact goes far beyond the gas pump. Energy bills rise, grocery prices increase, and your overall purchasing power shrinks — often before you even realize it's happening.

We built My Crisis Cost so anyone can see their specific exposure in seconds, not vague national averages. Your commute, your heating type, your grocery habits — they all matter.

Our Methodology

Our calculations are based on historical oil-to-consumer price correlations from major oil shocks between 2008 and 2024, including data from the U.S. Energy Information Administration (EIA), the World Bank, and the International Monetary Fund (IMF).

Key assumptions used in our models:

• Fuel prices: ~65% of crude oil price increases pass through to pump prices within 1-2 weeks
• Energy bills: 25-80% passthrough depending on heating type (oil heating highest, heat pumps lowest)
• Grocery prices: ~15% passthrough over 3-6 months via transport, fertilizer, and packaging costs
• Diesel premium: 10% higher sensitivity than petrol/gasoline due to direct refining economics

These are estimates for educational purposes. Actual impacts vary by region, season, government subsidies, and market conditions.

What We Offer

All our tools are completely free:

• Main Crisis Impact Calculator — full household impact across fuel, energy, groceries, and purchasing power
• Fuel Cost Calculator — detailed fuel and commuting cost projections
• Energy Bill Calculator — heating and electricity impact by home type
• Grocery Price Calculator — food cost increases by diet type
• Purchasing Power Calculator — overall income erosion analysis

Important Disclaimer

My Crisis Cost provides estimates for educational and informational purposes only. We are not financial advisors. Our calculations should not be used as the basis for financial decisions. Always consult a qualified professional for financial advice.